Benefits and insurance, handled.

Change the rules, not the code.

Neuromind builds software for insurers, banks and HR teams. FinEdge runs employee loans, allowances, insurance and statutory benefits. FinSure covers the policy lifecycle, from the agent's sale to renewals and claims. Both show exactly where every case is, and why.

Select any stage, or let it play
FinEdge

Define each benefit policy once.

FinEdge works out who qualifies, how much, who approves and how it is paid. Then it closes the loop against what payroll and the bank actually paid, and flags any difference for Finance to settle.

Replaces spreadsheets, emailed approvals and month-end reconciliation by hand.

6 modules. Select one to explore it.

My Benefits & Pay

One self-service hub, opened straight from the HR system with single sign-on. No separate password.

  • Every benefit they're eligible for, with amounts already worked out
  • Each request with a live timeline and comments
  • Loans owed and repaid, SSS contributions and claims, upcoming payments
  • Tax withheld this year and current insurance coverage
  • Email at every step; light and dark themes on any device
My Benefits and Pay employee portal
One place for every benefit, request and payment.
Employees

Apply, track requests and see entitlements, payments, tax and coverage.

Managers

Approve their team's requests from one approvals page.

HR and benefits

Configure policies, run enrollment and handle exceptions.

Finance and payroll

Approve disbursements, reconcile pay runs, settle recoveries.

Group HR

Run several companies, each with its own configuration.

Built for the Philippines

Local statutory and tax rules are part of the product, not add-ons.

  • SSS maternity and sickness rules
  • BIR de minimis ceilings with year-to-date headroom
  • Form 2316 reporting and Tax & Compliance ledger
  • Fringe benefit tax on amounts above ceiling
  • Philippine holiday calendar for pay dates
  • Peso amounts throughout

Sits alongside your systems of record

FinEdge doesn't replace your HRIS or payroll. Hires, exits, promotions, marriages and births flow in automatically, and every module reacts. Nobody re-keys data.

SystemDirectionWhat's exchanged
HRISIn and outSingle sign-on, nightly sync plus real-time changes, leave data, final-pay tasks
PayrollIn and outDeduction schedules out; payment and deduction results back for reconciliation
BanksOut and inBulk-transfer files out; bank response files reconciled against them
Insurers and TPAsOut and inEnrollment, change, cancellation and listing files; rejections routed to corrections
Loan servicingOut and inApproved loans exported; external loan number and status written back
EmailOutTemplated notifications and reminders
FinSure

One suite for the whole policy lifecycle.

Six products that work together. Agents sell on E‑Portal, and PIVV verifies the customer on video during the sale. Workflow runs every case after that, including claims, with DMS managing every document. The Calculation Engine prices everything from one source, and policyholders pay, request and update in MyPolicy.

E‑PortalAgent sells
PIVVCustomer verified
WorkflowCase orchestrated
DMSDocuments managed
Policy issuedIn the core policy system
MyPolicyCustomer views, pays and requests

Calculation Engine sits underneath every step, so E‑Portal, Workflow and claims all price from one source of truth.

6 products. Select one to explore it.

E‑Portal

The agent's selling tool. Everything needed to sell an insurance product, with the customer, in one place.

  • Quotes and benefit illustrations at the point of sale
  • Application and documents captured digitally
  • E-signature from the customer
  • First premium collected at the point of sale
  • Every price comes from the Calculation Engine
  • Submitted applications move on to PIVV and Workflow
  1. Quote
  2. Illustration
  3. Application
  4. Documents
  5. e-Signature
  6. Payment
PlanTerm Life Plus
Priced by Calculation Engine
Sum assured2,500,000
Policy term20 years
Premium frequencyAnnual
  • Accidental death benefit+1,240
  • Critical illness+3,180
  • Waiver of premium+620
Annual premium incl. tax24,630
Send for e-signature
An agent completing a sale, ready for e-signature.Illustration

Across the insurance value chain

The FinSure products behind each stage.

  1. Product & pricingCalculation EngineWorkflow
  2. Distribution & CRME‑PortalPIVVMyPolicy
  3. UnderwritingMiddleware integrationWorkflowDMSCalculation Engine
  4. Policy administrationWorkflowDMSMyPolicy
  5. Claims managementWorkflowDMSCalculation Engine

Six things true of everything we build

Regulated businesses need to change quickly and prove what happened. These design choices run through both products.

Change without code

Processes, forms and rules are edited visually by the people who understand them.

FinSure
Diagrams, drag-and-drop forms, decision tables
FinEdge
Decision trees tested on sample employees first

Nothing is guessed

When rules conflict or nobody can act, the system stops and says why.

FinSure
Overlapping decision rules raise a conflict
FinEdge
Approval levels with no approver escalate automatically

History is never rewritten

Every change is a new version, built alongside the live one.

FinSure
Cases in flight keep their process version
FinEdge
Paid allowance history stays as it was paid

One audit trail

Who changed what, when, and under which version of the rule.

FinSure
Every create, change and decision recorded
FinEdge
Immutable pay-run records and request timelines

Reports that reconcile

Dashboards read the same data the work runs on. "Paid" means actually paid.

FinSure
Every total equals the sum of its parts
FinEdge
Closed against payroll and bank response files

Governed, separated access

Role-based permissions, so people see only their own work and data.

FinSure
Separate tenants for separate organisations
FinEdge
Per-company configuration under one login

Industries we work in

Any work with steps, people, rules and documents can be modelled. These are the areas our platforms and teams are built for.

Insurance

  • New business
  • Underwriting and field checks
  • Medical underwriting
  • Claims settlement
FinSure

Banking

  • Loan origination
  • Card issuance
  • Periodic KYC refresh
FinSure

HR and employee benefits

  • Employee loans
  • Allowances and pay runs
  • Group insurance enrollment
  • Statutory benefits
FinEdge

Shared services

  • Service requests
  • Disputes
  • Vendor onboarding
  • Employee onboarding
FinSure

The stack behind the systems.

Proven enterprise engineering in Java, a modern React front end, containers on AWS, and AI built into the workflow. Process and decision models use open standards, so they stay yours.

  • IntelligenceLLMsRAGAI agentsDocument AI
  • InterfaceReact 19Single-page appsnginxiOS and Android
  • ProcessBPMNDMNRules engineFormsRPA
  • ServicesJava 21Spring Boot 3OpenAPI RESTMicroservices
  • DataMongoDBAmazon DocumentDB
  • InfrastructureAWS S3AWS SESDockerDistributed tracing

How an implementation runs

Five phases, with clear points where your team reviews and signs off.

  1. 1

    Discovery

    Walk through current policies, processes, approval chains and partner files.

    You: process and policy owners
  2. 2

    Configuration

    Set up business units, processes, rules, forms and roles.

    You: review and sign off each one
  3. 3

    Integration

    Connect core, HR and payroll systems; agree bank and partner file formats.

    You: system and IT contacts
  4. 4

    Acceptance testing

    Scenario-based test packs covering everyday cases and edge cases.

    You: business testers
  5. 5

    Go-live

    Modules switched on in a controlled order; queued events released once each is ready.

    You: go or no-go decision

Because policies and processes are configuration rather than code, most changes requested during testing can be made and re-tested the same day.

About Neuromind

Neuromind Technologies was founded by industry experts with deep technical skill and a shared standard for doing the work properly.

Our mission is to help businesses adopt digital ways of working and grow sustainably, using our core expertise in AI and machine learning, Java microservices, RPA, and advisory and consulting.

We serve clients across industries and countries, from startups to large enterprises, with a particular focus on banking, insurance and employee benefits. We work in the open, and we build long partnerships. We call it better together.

  • IntegrityWe say what the system does and doesn't do, and we tell you early when something is off track.
  • InnovationWe put new technology like AI agents where it removes real work, not where it makes a good slide.
  • Customer focusDemos and implementations are shaped around your policies and processes, not generic examples.
  • ExcellenceSoftware for regulated businesses has to be right, auditable and explainable. We build it that way.

Frequently asked questions

About FinEdge, FinSure, security and getting started. Can't find your answer? Ask us directly.

What does Neuromind Technologies build?

Two product families. FinEdge runs employee benefits: loans, allowances, insurance enrollment, SSS maternity and sickness claims, and an employee self-service hub. FinSure runs the insurance policy lifecycle with six products: E‑Portal, PIVV, Workflow, DMS, Calculation Engine and MyPolicy.

How are FinEdge and FinSure different?

FinEdge is for HR, benefits, payroll and finance teams managing what employees receive. FinSure is for insurers, from the agent's sale through underwriting, issuance, premium collection, servicing, renewals and claims. Both are built the same way: rules and processes are configured, not coded, and every action is recorded.

Do your products replace our core systems?

No. They work alongside them. FinEdge exchanges data with your HR system, payroll, banks, insurers and loan servicing systems. FinSure completes issuance in your core policy system. Nobody has to re-key data between them.

Can business users change rules without IT?

Yes. Eligibility, amounts, approval levels, premiums and process flows are edited visually as decision trees, decision tables and diagrams. Each change is tested before it goes live and saved as a new version, so history is never rewritten.

Which benefits can FinEdge manage?

Employee loans (emergency, education, salary, calamity, medical, housing, car), allowances (scheduled, standing and event-based), group life, HMO and voluntary insurance enrollment, and SSS maternity and sickness benefits. Employees use one hub, My Benefits & Pay, for all of them.

Is FinEdge built for the Philippines?

Yes. SSS rules, BIR de minimis ceilings, Form 2316 reporting, fringe benefit tax, the Philippine holiday calendar and peso amounts are part of the product. Ask us about other markets.

Can one group run several companies on FinEdge?

Yes. Each company or business unit has its own configuration, approval chains and policies under one login, and companies can go live one at a time.

How does FinEdge know what was actually paid?

Every cycle is closed against payroll and bank response files, not against what was scheduled. Any difference becomes an item in a Finance queue to settle.

How do employees sign in?

Through single sign-on from your HR system. There is no separate password to manage.

Which products make up FinSure?

E‑Portal for agents to sell, PIVV for pre-issuance video verification, Workflow to run every case after the sale including claims, DMS for documents, the Calculation Engine for product rating and premiums, and MyPolicy for policyholders to view policies, pay premiums and raise service requests.

What is PIVV?

Pre-issuance video verification. During or right after the sale, it confirms the customer's identity, consent and understanding of the policy terms on video, before the case reaches Workflow. It cuts fraud risk and speeds up issuance for verified cases.

What can agents do in E‑Portal?

Prepare quotes and benefit illustrations, capture the application and documents, take the customer's e-signature and collect the first premium, all at the point of sale.

How does the Calculation Engine keep pricing consistent?

It holds rate tables, riders, loadings, discounts, tax and commission in one versioned API. E‑Portal, Workflow and claims all call it, so every system prices identically from one source of truth.

What can policyholders do in MyPolicy?

See all their policies in one place, pay ongoing and renewal premiums online, raise service requests and update their details. Requests arrive in Workflow as cases.

What happens if a connected system fails?

The failed step raises an incident with the error and a retry option. The case waits at that step, and once the issue is fixed it resumes exactly where it stopped. Nothing disappears.

Are our process models locked into FinSure?

No. Processes, decisions and forms are stored in open industry formats (BPMN and DMN), so they stay yours and open in other standard tools.

Who can see what data?

Access is role-based, so each user sees only their own work and data. Separate organisations run as separate tenants, and their forms, rules and connectors are never visible to each other.

Is every action recorded?

Yes. Every create, change and decision is recorded with the person and the time, and each decision can be traced back to the rule version that made it.

How do you handle personal data under DPDP and GDPR?

For personal data inside FinEdge and FinSure, our client is the Data Fiduciary (controller) and we process it on their instructions under a data processing agreement. For our own website and business contacts, we are the Data Fiduciary. Our Privacy Policy explains your rights under India's DPDP Act 2023 and the EU GDPR.

Where is data hosted?

Hosting and deployment are agreed with each client during implementation. FinEdge runs in containers on AWS, with documents stored in Amazon S3. We are happy to discuss your security and residency requirements.

How long does an implementation take?

It depends on scope. Every implementation runs through discovery, configuration, integration, acceptance testing and go-live, with your team signing off each stage. Because policies are configuration, most changes requested during testing are made and re-tested the same day.

Can we see a demo with our own process?

Yes. Bring one process that hurts today and people from operations, the business and IT, and we will map it to what you see. Book a demo.

Let's see it with your process.

Tell us what you're working on. We'll set up a call and show you a demo shaped around your own policies, not a generic script.

support@neuromindtechnologies.com
  1. 1
    We schedule a call at a time that suits you.
  2. 2
    We run a discovery and consulting session.
  3. 3
    We send you a proposal.

Helpful to bring: one process that hurts today, and people from operations, the business and IT.